As the title says, we are debt free. Hooray! I have paid off the small car loan on the Crosstrek, and have the title for the vehicle in my hands. It took a little longer than the 6 months we estimated, but it was still well under a year.
In addition, last month we also finished paying off the phones. We had been paying in installments on our phone bill but that is now cleared.
So we are now debt free and it feels so good!