• Rebuilding,  The Sprint to FI

    New Job Time

    In a previous post I had mentioned that Cat lost her high paying job. Well, she now has a new job. There are however two downsides to the new job; it’s contract (so no 401k match etc.) and its a 90 minute commute each way; two hours when the traffic really sucks. It also doesn’t pay quite as well as the previous job.However we are both grateful that C has something, and I can bump up my 401k contribution again. We have to do something about the commute though. We chose not to purchase a home when we moved to CO, so it would be pretty simple for us to…

  • Rebuilding,  The Sprint to FI

    … And of Course Disaster Strikes

    Its now September of 2018. Things have been going very well indeed. The car loan is getting squashed with bags of money every month, we even followed Money Mustache’s advice and purchased some bicycles. Of course we did it in a non-Mustachian way by buying new, but it’s ok, we have bikes and we even ride them. So what is the disaster, you ask? Well, Cat has lost her job. Her employer was recently acquired by a larger company and her position has been eliminated. However, we’re in a much better situation now than we were when I lost my job in 2008. This time around, the disaster is mitigated by…

  • Rebuilding

    We love our new house

    We’ve been here almost two months and everything is nearly 100% great. Sure, there are some quirks and imperfections, but nothing we can’t live with. As my sister said to me a few nights ago: you think when you build new it’ll be perfect, and then you learn that perfection is always having a project! And so it is. My first project was replacing the awful white outlets on the backsplash with brushed nickel ones, which cost about $3 and now match all the stainless appliances. We had our 30-day check-in with the warranty guy, and the only thing we had to show him was the swale in the back…

  • Rebuilding

    Moving in…eighteen days

    Lots going on. We’ve been packing every weekend, which is going to continue right up through the move. We started with 14 boxes of books, and have now cleared the kids’ room including bathroom and closet, my handbag closet, most of the office, and some of the living room. I’ve packed up my yarn stash but the box is still open for a while. We’ve had our furniture cleaned professionally, and our home inspection is scheduled for Tuesday. The house walk-through with the builder is on Feb 6, we close on 2/12, and the movers are booked for Feb 14. I’m a little anxious about a few things. The first…

  • Rebuilding

    We own some dirt…and a sign!

    Yesterday, after a lot of coffee talk about home buying, we went over to our prospective new subdivision and literally walked around in the mud to be sure of which lot we wanted. We still like Lot 125, which is the one we started with. After stomping as much mud off my boots as possible, we walked around the neighborhood and explored a house being built that’s the same floor plan and elevation we’d selected. We still liked it all, and I felt much more comfortable about the whole thing after that. So today, we really did it. We brought Ernest Money with us, handed him over, and started the…

  • Rebuilding

    Mortgage prequalified: that’s us!

    That’s us! Today we got a pre-qualification letter from Wells Fargo for a house in Woodstock. This feels like a huge milestone, and it’s come earlier than we expected. We have multiple spreadsheets showing our savings plan and potential home prices, and we didn’t think we’d reach this point until at least October, when our official 3-years-post-foreclosure wait ends. Backstory: We’ve been randomly looking at houses and neighborhoods for the past year or so, since we moved to Woodstock in December of 2012. We love our rental townhome and neighborhood, but we’ve seen home prices go up about 30% (!!!) since we’ve been here, and it’s just not affordable. So…

  • Rebuilding

    Gooooooooooals

    Well, goals set, at least. Friday night we were talking about saving money, and Tony offered to write down our goals. We decided that we want to have $10k in savings, in addition to whatever we need to buy a house (down payment, closing costs, etc. included). That $10k is a safety net, not to be used except in an emergency. Tony broke the goals down into chunks and added them to the calendar. I worked on it some more yesterday, even created a spreadsheet (of course) to help visualize everything. Within the next month, we will have the $10k saved, so that’s our first mini goal. There’s another mini…

  • Rebuilding

    I Start Today

    I am so pleased right now. Today I started my new job as a network administrator at a local company, for a proper salary. I will be putting that salary to good use. I am continuing to invest in my education, but will also see about putting a cash safety net in place, just in case. We’ve been living on the edge a bit since I lost my job with Maxim back in 2008, so its good to be back and earning again. I am very grateful for Jackson Healthcare, Service Master and Retro Tactical, but this is where I need to be.  

  • Rebuilding

    I’ve got a gig!

    Recently I have been applying not just to full time jobs but also employment and temp agencies for short term network engineering positions. Finally that worked out today, and I have a job putting in and configuring a new network for a local transport company. It may not seem like much, and realistically its not, but it is a start. I will be earning decent money and I am so pleased with that. I’ll take my victories where I can.

  • Rebuilding

    Continuing Education

    I’ve been interviewing for network administrator positions but one of my weaknesses is server administration. So recently I purchased a Microsoft course for basic server administration (MTA 98-365) and today I took the exam, and passed. This means I now have both Cisco and Microsoft certifications, making me that little bit more competitive when I interview or apply for positions. How much did this cost? The exam was $125 and the course material was free. I did snag a cheap computer off Ebay for lab work, but I’m not counting that at this time as the computer will be used for further education. I’m lucky that IT is driven by…