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    What generation are we in?

    While investigating who millennials are, I found this on the internet. I suspect there is some discussion around the exact boundaries but I fall into the Gen X category, and Cat is just on the upper edge of Boomer. I don’t think she will appreciate me calling her a boomer.  

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    Renters vs. owners: misconceptions

    In our last home, after a rare Southern snowstorm, our teenager and his friends constructed a five-foot snow penis in in the front yard. Late that afternoon, a pair of neighbors knocked on the door, complained loudly and angrily, and then kicked over the snow penis and stomped on it. I would have been happy to take care of the situation myself if they’d asked nicely (it admittedly was inappropriate), but these guys were belligerent and nasty. When we asked them to please leave our yard, one of them asserted that we couldn’t tell him to leave because “you’re just renters.” This is a great example of the widespread misconceptions…

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    Is credit monitoring a bad idea?

    I’ve used a credit monitoring service for a number of years. Sometimes I check it religiously every month, other times I go six months without even thinking about it. I’ve used it a lot recently to clean up inaccuracies in my credit report, and I like the fact that it sends me an email any time there’s an inquiry or a change. The service I use does provide credit scores, but I’m more focused on the full report than the number. I pay less than $8/month for this service and overall it seems worthwhile. There’s a school of thought, however, that says credit monitoring is unnecessary and a complete waste…